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The advantage of a consultation with an elective doctor is clearly the generous time structure that we allocate for taking an anamnesis, working out problem areas, getting to know each other and an initial consultation. Within the framework of modern individualized medicine, we take the time we need – irrespective of service catalogs and possible limitations imposed by health insurance companies.

This also applies to explaining the diagnostic information obtained and its significance as well as the possible therapeutic consequences resulting from it. Prior to treatment, we conduct detailed, lengthy educational discussions so that you, as the patient, have the necessary tools in hand for decision-making among therapeutic options. We also pay special attention to the temporal setting of all treatments, so that the most relaxing, de-stressing situations are created here as well.

We compile diagnostic information according to modern, sometimes complex analytical standards, and subsequently also provide therapy according to advanced high-end medical methods. For us, the benefits catalog of the statutory health insurance funds represents only basic care. Beyond this foundation, we have the most diverse services, diagnostic tools and state-of-the-art therapies in our practice portfolio. This means that we, as elective physicians, are completely free in the broad spectrum of modern medical services and you, as a patient, are free in the choice of these same modern medical services.

Admittedly, services that are not included in the catalog of services provided by the statutory health insurance funds are not covered financially. The reason for this is that the statutory health insurance funds are obliged to guarantee medically sufficient and appropriate basic care and to adhere to a cost budget.
Nevertheless, as socially committed elective physicians, it is of great concern to us to strive for only a fair co-payment in terms of costs for modern medical services that are not included in the service catalog of the statutory health insurance funds.

For services that are included in the benefits catalog of the statutory health insurance funds, you will be reimbursed up to 80 percent of the standard rate set by the health insurance funds. Thus, as a patient, you initially make an advance payment, but are then reimbursed for all eligible costs by the health insurers. For other medical services, which are not covered by health insurance, you as a patient have to pay co-payments.

However, as elective physicians, we always strive to keep co-payments within fair limits that are commensurate with modern medical services, thus providing medicine that is as social as possible. In our experience, the vast majority of elective patients are happy to pay co-payments out of conviction, knowing that in return they enjoy many benefits – in terms of quality and quantity of diagnostic and therapeutic options as well as time of consultation.

The conclusion is that as an empowered patient, you have the choice and the right to get the best of both worlds. The extremes here are health insurance medicine, performance pressure and the resulting time limitations on the one hand, and on the other – private medicine, which is sometimes impossible to afford.

We dedicated elective physicians, on the other hand, strive to mitigate these two extremes and combine the best of both worlds for our patients. As a patient, you have the right to say, “I’m going to the doctor of my choice.”